Call reports 2011
FIRSTRUST SAVINGS BANK — 2011
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,343,254,000 | 2,394,006,000 | 2,513,757,000 | 2,487,192,000 |
| Total loans | 1,699,092,000 | 1,780,875,000 | 1,747,957,000 | 1,825,292,000 |
| Allowance for loan losses | 58,549,000 | 46,479,000 | 46,633,000 | 44,915,000 |
| Securities available for sale | 251,892,000 | 218,451,000 | 231,585,000 | 232,301,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,908,771,000 | 1,926,147,000 | 2,019,614,000 | 1,995,027,000 |
| Interest-bearing deposits | 1,517,307,000 | 1,536,138,000 | 1,598,585,000 | 1,569,279,000 |
| Noninterest-bearing deposits | 391,464,000 | 390,009,000 | 421,029,000 | 425,748,000 |
| Equity capital | 258,105,000 | 280,806,000 | 291,296,000 | 280,974,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 27,571,000 | 55,480,000 | 83,811,000 | 111,332,000 |
| Interest expense | 3,554,000 | 7,041,000 | 10,298,000 | 13,029,000 |
| Net interest income | 24,017,000 | 48,439,000 | 73,513,000 | 98,303,000 |
| Noninterest income | 2,559,000 | 5,657,000 | 10,135,000 | 16,659,000 |
| Noninterest expense | 21,648,000 | 43,168,000 | 67,994,000 | 107,910,000 |
| Provision for loan losses | 1,608,000 | -9,543,000 | -9,358,000 | -9,267,000 |
| Pretax income | 3,315,000 | 24,286,000 | 34,097,000 | 26,540,000 |
| Income tax | -11,000 | -78,000 | 1,347,000 | 60,000 |
| Net income | 3,326,000 | 24,364,000 | 32,750,000 | 26,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,488,000 | 272,515,000 | 280,885,000 | 270,645,000 |
| Total capital | 275,588,000 | 297,166,000 | 304,940,000 | 295,758,000 |
| Risk-weighted assets | 1,893,623,000 | 1,950,495,000 | 1,902,524,000 | 1,988,602,000 |