Call reports 2010
FIRSTRUST SAVINGS BANK — 2010
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,276,391,000 | 2,296,329,000 | 2,366,229,000 | 2,389,734,000 |
| Total loans | 1,929,956,000 | 1,921,018,000 | 1,860,817,000 | 1,753,810,000 |
| Allowance for loan losses | 53,737,000 | 54,857,000 | 55,702,000 | 57,913,000 |
| Securities available for sale | 223,692,000 | 219,492,000 | 224,991,000 | 242,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,801,908,000 | 1,845,929,000 | 1,939,233,000 | 1,958,887,000 |
| Interest-bearing deposits | 1,467,532,000 | 1,476,465,000 | 1,567,730,000 | 1,559,190,000 |
| Noninterest-bearing deposits | 334,376,000 | 369,464,000 | 371,503,000 | 399,697,000 |
| Equity capital | 259,436,000 | 261,750,000 | 264,904,000 | 255,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 31,099,000 | 62,387,000 | 91,288,000 | 120,002,000 |
| Interest expense | 4,995,000 | 9,922,000 | 14,264,000 | 18,177,000 |
| Net interest income | 26,104,000 | 52,465,000 | 77,024,000 | 101,825,000 |
| Noninterest income | 2,815,000 | 5,125,000 | 8,267,000 | 11,067,000 |
| Noninterest expense | 19,094,000 | 39,155,000 | 58,832,000 | 84,063,000 |
| Provision for loan losses | 6,109,000 | 10,123,000 | 12,427,000 | 16,243,000 |
| Pretax income | 3,716,000 | 8,312,000 | 14,032,000 | 12,586,000 |
| Income tax | 128,000 | 362,000 | 478,000 | 332,000 |
| Net income | 3,588,000 | 7,950,000 | 13,554,000 | 12,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 251,644,000 | 250,679,000 | 255,410,000 | 248,151,000 |
| Total capital | 278,073,000 | 276,855,000 | 281,148,000 | 272,868,000 |
| Risk-weighted assets | 2,087,079,000 | 2,066,641,000 | 2,029,276,000 | 1,944,167,000 |