Call reports 2009
FIRSTRUST SAVINGS BANK — 2009
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,514,209,000 | 2,469,201,000 | 2,415,942,000 | 2,350,631,000 |
| Total loans | 2,172,992,000 | 2,094,392,000 | 1,982,065,000 | 1,959,114,000 |
| Allowance for loan losses | 42,841,000 | 43,688,000 | 48,129,000 | 54,879,000 |
| Securities available for sale | 226,097,000 | 216,084,000 | 239,332,000 | 220,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,999,860,000 | 1,952,632,000 | 1,920,128,000 | 1,875,758,000 |
| Interest-bearing deposits | 1,685,575,000 | 1,631,118,000 | 1,600,582,000 | 1,530,499,000 |
| Noninterest-bearing deposits | 314,285,000 | 321,514,000 | 319,546,000 | 345,259,000 |
| Equity capital | 255,723,000 | 254,586,000 | 260,590,000 | 255,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 36,699,000 | 72,113,000 | 105,984,000 | 138,325,000 |
| Interest expense | 11,672,000 | 20,981,000 | 28,931,000 | 35,132,000 |
| Net interest income | 25,027,000 | 51,132,000 | 77,053,000 | 103,193,000 |
| Noninterest income | 3,687,000 | 7,267,000 | 10,298,000 | 14,053,000 |
| Noninterest expense | 16,934,000 | 34,955,000 | 52,300,000 | 70,929,000 |
| Provision for loan losses | 11,220,000 | 22,082,000 | 30,731,000 | 45,535,000 |
| Pretax income | 223,000 | 1,025,000 | 3,984,000 | 446,000 |
| Income tax | 61,000 | 111,000 | 98,000 | 159,000 |
| Net income | 162,000 | 914,000 | 3,886,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,876,000 | 248,712,000 | 251,696,000 | 248,119,000 |
| Total capital | 277,210,000 | 277,095,000 | 278,660,000 | 274,728,000 |
| Risk-weighted assets | 2,333,853,000 | 2,255,831,000 | 2,136,175,000 | 2,100,435,000 |