Call reports 2008
FIRSTRUST SAVINGS BANK — 2008
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,442,950,000 | 2,554,588,000 | 2,611,631,000 | 2,585,746,000 |
| Total loans | 2,165,002,000 | 2,223,960,000 | 2,207,924,000 | 2,238,454,000 |
| Allowance for loan losses | 49,254,000 | 49,296,000 | 43,436,000 | 44,530,000 |
| Securities available for sale | 208,915,000 | 233,138,000 | 226,502,000 | 257,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,775,406,000 | 1,948,301,000 | 1,971,364,000 | 1,999,184,000 |
| Interest-bearing deposits | 1,462,361,000 | 1,644,539,000 | 1,675,996,000 | 1,697,933,000 |
| Noninterest-bearing deposits | 313,045,000 | 303,762,000 | 295,368,000 | 301,251,000 |
| Equity capital | 263,341,000 | 255,621,000 | 253,245,000 | 252,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 41,225,000 | 81,554,000 | 122,096,000 | 161,810,000 |
| Interest expense | 14,358,000 | 28,453,000 | 42,409,000 | 55,554,000 |
| Net interest income | 26,867,000 | 53,101,000 | 79,687,000 | 106,256,000 |
| Noninterest income | 6,942,000 | 11,922,000 | 20,700,000 | 24,924,000 |
| Noninterest expense | 24,034,000 | 47,943,000 | 73,156,000 | 96,782,000 |
| Provision for loan losses | 7,789,000 | 11,240,000 | 15,558,000 | 27,974,000 |
| Pretax income | 1,946,000 | 5,829,000 | 10,625,000 | 5,631,000 |
| Income tax | 67,000 | 216,000 | 97,000 | -246,000 |
| Net income | 1,879,000 | 5,613,000 | 10,528,000 | 5,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,108,000 | 248,871,000 | 253,434,000 | 247,545,000 |
| Total capital | 282,110,000 | 282,042,000 | 283,535,000 | 277,526,000 |
| Risk-weighted assets | 2,330,835,000 | 2,359,996,000 | 2,394,792,000 | 2,384,460,000 |