Call reports 2007
FIRSTRUST SAVINGS BANK — 2007
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,209,986,000 | 2,289,338,000 | 2,343,918,000 | 2,366,995,000 |
| Total loans | 1,929,836,000 | 1,983,065,000 | 2,015,432,000 | 2,083,184,000 |
| Allowance for loan losses | 46,426,000 | 47,214,000 | 48,116,000 | 43,313,000 |
| Securities available for sale | 203,866,000 | 206,398,000 | 210,196,000 | 196,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,605,933,000 | 1,607,119,000 | 1,718,311,000 | 1,688,901,000 |
| Interest-bearing deposits | 1,314,749,000 | 1,319,875,000 | 1,437,522,000 | 1,373,051,000 |
| Noninterest-bearing deposits | 291,184,000 | 287,244,000 | 280,789,000 | 315,850,000 |
| Equity capital | 256,474,000 | 260,222,000 | 268,384,000 | 267,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 42,256,000 | 84,784,000 | 129,575,000 | 172,709,000 |
| Interest expense | 14,178,000 | 28,993,000 | 44,516,000 | 59,618,000 |
| Net interest income | 28,078,000 | 55,791,000 | 85,059,000 | 113,091,000 |
| Noninterest income | 7,406,000 | 9,411,000 | 12,322,000 | 30,932,000 |
| Noninterest expense | 23,865,000 | 48,817,000 | 69,122,000 | 95,370,000 |
| Provision for loan losses | 1,969,000 | 3,814,000 | 5,912,000 | 7,764,000 |
| Pretax income | 9,650,000 | 12,571,000 | 22,347,000 | 41,228,000 |
| Income tax | 60,000 | 146,000 | 77,000 | 221,000 |
| Net income | 9,590,000 | 12,425,000 | 22,270,000 | 41,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,696,000 | 215,560,000 | 225,435,000 | 244,199,000 |
| Total capital | 261,046,000 | 264,866,000 | 274,618,000 | 283,973,000 |
| Risk-weighted assets | 2,124,646,000 | 2,197,871,000 | 2,290,125,000 | 2,342,581,000 |