Call reports 2006
FIRSTRUST SAVINGS BANK — 2006
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,146,026,000 | 2,101,218,000 | 2,175,728,000 | 2,266,441,000 |
| Total loans | 1,812,373,000 | 1,820,594,000 | 1,898,595,000 | 1,918,164,000 |
| Allowance for loan losses | 43,052,000 | 43,987,000 | 45,029,000 | 45,740,000 |
| Securities available for sale | 235,736,000 | 206,822,000 | 214,623,000 | 219,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,633,041,000 | 1,587,481,000 | 1,639,708,000 | 1,718,985,000 |
| Interest-bearing deposits | 1,314,029,000 | 1,286,850,000 | 1,349,429,000 | 1,389,783,000 |
| Noninterest-bearing deposits | 319,012,000 | 300,631,000 | 290,279,000 | 329,202,000 |
| Equity capital | 252,315,000 | 255,334,000 | 263,579,000 | 255,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 38,245,000 | 78,728,000 | 120,054,000 | 162,557,000 |
| Interest expense | 10,666,000 | 21,227,000 | 33,485,000 | 47,286,000 |
| Net interest income | 27,579,000 | 57,501,000 | 86,569,000 | 115,271,000 |
| Noninterest income | 3,330,000 | 6,411,000 | 9,183,000 | 12,573,000 |
| Noninterest expense | 20,411,000 | 42,823,000 | 67,174,000 | 100,762,000 |
| Provision for loan losses | 1,625,000 | 3,191,000 | 5,001,000 | 6,772,000 |
| Pretax income | 8,873,000 | 17,898,000 | 23,577,000 | 20,310,000 |
| Income tax | 51,000 | 128,000 | 26,000 | 241,000 |
| Net income | 8,822,000 | 17,770,000 | 23,551,000 | 20,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,141,000 | 215,088,000 | 215,869,000 | 206,388,000 |
| Total capital | 254,305,000 | 257,186,000 | 261,893,000 | 256,053,000 |
| Risk-weighted assets | 2,002,726,000 | 2,017,891,000 | 2,118,132,000 | 2,158,048,000 |