Call reports 2005
FIRSTRUST SAVINGS BANK — 2005
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,018,803,000 | 2,071,953,000 | 2,177,694,000 | 2,155,259,000 |
| Total loans | 1,656,761,000 | 1,697,653,000 | 1,748,560,000 | 1,774,124,000 |
| Allowance for loan losses | 39,994,000 | 40,786,000 | 41,214,000 | 42,168,000 |
| Securities available for sale | 301,041,000 | 256,768,000 | 237,477,000 | 250,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,522,959,000 | 1,517,393,000 | 1,630,814,000 | 1,643,388,000 |
| Interest-bearing deposits | 1,230,762,000 | 1,205,665,000 | 1,327,345,000 | 1,306,435,000 |
| Noninterest-bearing deposits | 292,197,000 | 311,728,000 | 303,469,000 | 336,953,000 |
| Equity capital | 240,471,000 | 252,115,000 | 249,916,000 | 249,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 31,963,000 | 65,252,000 | 101,134,000 | 138,768,000 |
| Interest expense | 7,598,000 | 15,778,000 | 25,341,000 | 35,868,000 |
| Net interest income | 24,365,000 | 49,474,000 | 75,793,000 | 102,900,000 |
| Noninterest income | 3,402,000 | 9,312,000 | 12,468,000 | 20,840,000 |
| Noninterest expense | 21,054,000 | 43,409,000 | 63,415,000 | 96,774,000 |
| Provision for loan losses | 1,855,000 | 3,475,000 | 5,084,000 | 6,844,000 |
| Pretax income | 4,789,000 | 11,608,000 | 19,491,000 | 19,851,000 |
| Income tax | -47,000 | -1,000 | 20,000 | 127,000 |
| Net income | 4,836,000 | 11,609,000 | 19,471,000 | 19,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 196,430,000 | 203,203,000 | 207,066,000 | 206,779,000 |
| Total capital | 239,427,000 | 247,773,000 | 249,811,000 | 252,187,000 |
| Risk-weighted assets | 1,793,692,000 | 1,847,110,000 | 1,941,874,000 | 1,953,159,000 |