Call reports 2004
FIRSTRUST SAVINGS BANK — 2004
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,972,298,000 | 1,979,354,000 | 2,004,616,000 | 2,013,943,000 |
| Total loans | 1,525,215,000 | 1,521,231,000 | 1,522,781,000 | 1,580,554,000 |
| Allowance for loan losses | 36,285,000 | 37,594,000 | 37,721,000 | 38,848,000 |
| Securities available for sale | 299,019,000 | 299,385,000 | 333,033,000 | 314,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,436,131,000 | 1,449,668,000 | 1,462,844,000 | 1,515,865,000 |
| Interest-bearing deposits | 1,176,520,000 | 1,181,843,000 | 1,193,236,000 | 1,219,399,000 |
| Noninterest-bearing deposits | 259,611,000 | 267,825,000 | 269,608,000 | 296,466,000 |
| Equity capital | 239,513,000 | 229,381,000 | 237,418,000 | 244,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 29,432,000 | 57,701,000 | 88,046,000 | 119,870,000 |
| Interest expense | 7,355,000 | 14,649,000 | 22,048,000 | 29,477,000 |
| Net interest income | 22,077,000 | 43,052,000 | 65,998,000 | 90,393,000 |
| Noninterest income | 3,299,000 | 6,442,000 | 10,734,000 | 15,125,000 |
| Noninterest expense | 16,759,000 | 39,835,000 | 60,584,000 | 84,573,000 |
| Provision for loan losses | 1,907,000 | 4,092,000 | 6,671,000 | 8,734,000 |
| Pretax income | 6,710,000 | 6,824,000 | 10,734,000 | 13,467,000 |
| Income tax | 157,000 | 167,000 | 206,000 | 176,000 |
| Net income | 6,553,000 | 6,657,000 | 10,528,000 | 13,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,557,000 | 184,758,000 | 188,449,000 | 191,594,000 |
| Total capital | 230,369,000 | 226,573,000 | 230,546,000 | 237,820,000 |
| Risk-weighted assets | 1,643,221,000 | 1,635,461,000 | 1,656,470,000 | 1,727,779,000 |