Call reports 2003
FIRSTRUST SAVINGS BANK — 2003
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,973,907,000 | 1,961,985,000 | 1,998,124,000 | 2,000,364,000 |
| Total loans | 1,475,615,000 | 1,518,973,000 | 1,554,700,000 | 1,527,427,000 |
| Allowance for loan losses | 33,016,000 | 35,649,000 | 37,376,000 | 38,222,000 |
| Securities available for sale | 290,972,000 | 248,052,000 | 295,759,000 | 295,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,363,008,000 | 1,352,561,000 | 1,374,453,000 | 1,449,953,000 |
| Interest-bearing deposits | 1,147,912,000 | 1,151,345,000 | 1,160,094,000 | 1,193,399,000 |
| Noninterest-bearing deposits | 215,096,000 | 201,216,000 | 214,359,000 | 256,554,000 |
| Equity capital | 236,075,000 | 234,030,000 | 239,630,000 | 241,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 31,113,000 | 60,929,000 | 90,696,000 | 120,554,000 |
| Interest expense | 9,982,000 | 18,310,000 | 27,325,000 | 35,733,000 |
| Net interest income | 21,131,000 | 42,619,000 | 63,371,000 | 84,821,000 |
| Noninterest income | 2,390,000 | 4,333,000 | 9,333,000 | 13,029,000 |
| Noninterest expense | 14,233,000 | 33,802,000 | 54,230,000 | 76,879,000 |
| Provision for loan losses | 4,030,000 | 8,063,000 | 10,747,000 | 12,724,000 |
| Pretax income | 5,258,000 | 6,545,000 | 10,620,000 | 11,141,000 |
| Income tax | 261,000 | 143,000 | 277,000 | 381,000 |
| Net income | 4,997,000 | 6,402,000 | 10,343,000 | 10,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 190,219,000 | 192,406,000 | 192,334,000 | 193,631,000 |
| Total capital | 226,915,000 | 229,592,000 | 231,692,000 | 235,001,000 |
| Risk-weighted assets | 1,559,497,000 | 1,593,630,000 | 1,639,783,000 | 1,636,926,000 |