Call reports 2002
FIRSTRUST SAVINGS BANK — 2002
What FIRSTRUST SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,967,461,000 | 1,924,259,000 | 1,925,583,000 | 1,975,998,000 |
| Total loans | 1,433,736,000 | 1,413,872,000 | 1,426,941,000 | 1,496,661,000 |
| Allowance for loan losses | 25,621,000 | 27,399,000 | 30,328,000 | 30,838,000 |
| Securities available for sale | 385,444,000 | 362,756,000 | 345,989,000 | 324,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,320,892,000 | 1,312,739,000 | 1,293,814,000 | 1,344,869,000 |
| Interest-bearing deposits | 1,138,459,000 | 1,131,971,000 | 1,117,093,000 | 1,142,797,000 |
| Noninterest-bearing deposits | 182,433,000 | 180,768,000 | 176,721,000 | 202,072,000 |
| Equity capital | 224,601,000 | 230,800,000 | 235,242,000 | 232,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 32,960,000 | 64,957,000 | 96,497,000 | 126,169,000 |
| Interest expense | 12,575,000 | 25,044,000 | 36,296,000 | 47,341,000 |
| Net interest income | 20,385,000 | 39,913,000 | 60,201,000 | 78,828,000 |
| Noninterest income | 2,218,000 | 8,333,000 | 15,176,000 | 17,789,000 |
| Noninterest expense | 13,883,000 | 25,697,000 | 40,253,000 | 60,956,000 |
| Provision for loan losses | 4,486,000 | 8,962,000 | 13,175,000 | 19,039,000 |
| Pretax income | 4,232,000 | 13,809,000 | 21,999,000 | 16,672,000 |
| Income tax | 473,000 | 883,000 | 1,032,000 | 477,000 |
| Net income | 6,446,000 | 15,613,000 | 23,654,000 | 18,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,428,000 | 184,347,000 | 188,263,000 | 183,491,000 |
| Total capital | 220,361,000 | 222,004,000 | 223,960,000 | 221,365,000 |
| Risk-weighted assets | 1,536,544,000 | 1,506,119,000 | 1,524,113,000 | 1,584,975,000 |