Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 89,713,000 | 92,277,000 | 89,030,000 | 97,133,000 |
| Total loans | 62,550,000 | 66,825,000 | 66,334,000 | 68,961,000 |
| Allowance for loan losses | 752,000 | 778,000 | 808,000 | 829,000 |
| Securities available for sale | 13,892,000 | 12,339,000 | 16,236,000 | 15,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,707,000 | 82,106,000 | 78,295,000 | 86,184,000 |
| Interest-bearing deposits | 57,756,000 | 59,657,000 | 57,476,000 | 60,317,000 |
| Noninterest-bearing deposits | 21,951,000 | 22,449,000 | 20,819,000 | 25,867,000 |
| Equity capital | 7,470,000 | 7,654,000 | 8,162,000 | 8,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,234,000 | 3,368,000 | 4,557,000 |
| Interest expense | 185,000 | 359,000 | 559,000 | 818,000 |
| Net interest income | 925,000 | 1,875,000 | 2,809,000 | 3,739,000 |
| Noninterest income | 95,000 | 187,000 | 288,000 | 390,000 |
| Noninterest expense | 442,000 | 895,000 | 1,316,000 | 1,777,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 551,000 | 1,110,000 | 1,694,000 | 2,242,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 551,000 | 1,112,000 | 1,696,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,135,000 | 7,496,000 | 7,881,000 | 8,128,000 |
| Total capital | 7,887,000 | 8,275,000 | 8,690,000 | 8,957,000 |
| Risk-weighted assets | 70,690,000 | 74,282,000 | 72,665,000 | 76,906,000 |