Call reports 2003
FIRST COMMUNITY BANK — 2003
What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 88,989,000 | 77,202,000 | 88,550,000 | 85,231,000 |
| Total loans | 53,553,000 | 56,362,000 | 56,321,000 | 59,774,000 |
| Allowance for loan losses | 688,000 | 696,000 | 707,000 | 723,000 |
| Securities available for sale | 12,287,000 | 11,201,000 | 14,745,000 | 16,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,520,000 | 68,010,000 | 79,106,000 | 75,403,000 |
| Interest-bearing deposits | 48,771,000 | 52,285,000 | 57,649,000 | 56,036,000 |
| Noninterest-bearing deposits | 30,749,000 | 15,725,000 | 21,457,000 | 19,367,000 |
| Equity capital | 6,914,000 | 6,661,000 | 6,914,000 | 7,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,066,000 | 3,136,000 | 4,223,000 |
| Interest expense | 207,000 | 409,000 | 598,000 | 787,000 |
| Net interest income | 847,000 | 1,657,000 | 2,538,000 | 3,436,000 |
| Noninterest income | 125,000 | 222,000 | 329,000 | 423,000 |
| Noninterest expense | 374,000 | 773,000 | 1,211,000 | 1,672,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 586,000 | 1,082,000 | 1,620,000 | 2,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 586,000 | 1,082,000 | 1,620,000 | 2,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,534,000 | 6,286,000 | 6,595,000 | 6,814,000 |
| Total capital | 7,222,000 | 6,982,000 | 7,302,000 | 7,537,000 |
| Risk-weighted assets | 60,180,000 | 61,128,000 | 66,206,000 | 70,289,000 |