Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,161,000 | 66,485,000 | 68,785,000 | 74,499,000 |
| Total loans | 41,664,000 | 43,051,000 | 46,237,000 | 47,192,000 |
| Allowance for loan losses | 517,000 | 554,000 | 566,000 | 678,000 |
| Securities available for sale | 17,457,000 | 18,349,000 | 17,989,000 | 13,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,492,000 | 58,084,000 | 56,951,000 | 65,441,000 |
| Interest-bearing deposits | 48,104,000 | 45,685,000 | 44,311,000 | 49,514,000 |
| Noninterest-bearing deposits | 12,388,000 | 12,399,000 | 12,640,000 | 15,927,000 |
| Equity capital | 5,491,000 | 5,899,000 | 6,475,000 | 6,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 2,110,000 | 3,205,000 | 4,211,000 |
| Interest expense | 229,000 | 458,000 | 690,000 | 912,000 |
| Net interest income | 755,000 | 1,652,000 | 2,515,000 | 3,299,000 |
| Noninterest income | 91,000 | 178,000 | 267,000 | 353,000 |
| Noninterest expense | 318,000 | 638,000 | 997,000 | 1,437,000 |
| Provision for loan losses | 12,000 | 49,000 | 61,000 | 173,000 |
| Pretax income | 516,000 | 1,143,000 | 1,724,000 | 2,086,000 |
| Income tax | 0 | 0 | -4,000 | 0 |
| Net income | 516,000 | 1,143,000 | 1,728,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,255,000 | 5,483,000 | 5,894,000 | 6,105,000 |
| Total capital | 5,772,000 | 6,037,000 | 6,460,000 | 6,783,000 |
| Risk-weighted assets | 48,237,000 | 49,707,000 | 53,432,000 | 54,503,000 |