Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,452,000 | 58,647,000 | 61,642,000 | 64,416,000 |
| Total loans | 36,959,000 | 38,820,000 | 41,719,000 | 41,702,000 |
| Allowance for loan losses | 398,000 | 417,000 | 437,000 | 506,000 |
| Securities available for sale | 12,201,000 | 12,910,000 | 12,485,000 | 14,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,579,000 | 51,744,000 | 54,285,000 | 57,054,000 |
| Interest-bearing deposits | 41,406,000 | 41,446,000 | 44,150,000 | 46,359,000 |
| Noninterest-bearing deposits | 9,173,000 | 10,298,000 | 10,135,000 | 10,695,000 |
| Equity capital | 4,595,000 | 4,763,000 | 5,236,000 | 5,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,113,000 | 3,166,000 | 4,235,000 |
| Interest expense | 483,000 | 920,000 | 1,305,000 | 1,601,000 |
| Net interest income | 556,000 | 1,193,000 | 1,861,000 | 2,634,000 |
| Noninterest income | 72,000 | 170,000 | 262,000 | 408,000 |
| Noninterest expense | 285,000 | 558,000 | 884,000 | 1,252,000 |
| Provision for loan losses | 20,000 | 39,000 | 59,000 | 128,000 |
| Pretax income | 326,000 | 776,000 | 1,194,000 | 1,676,000 |
| Income tax | 22,000 | -7,000 | -7,000 | 21,000 |
| Net income | 304,000 | 783,000 | 1,201,000 | 1,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,310,000 | 4,492,000 | 4,804,000 | 5,095,000 |
| Total capital | 4,708,000 | 4,909,000 | 5,241,000 | 5,601,000 |
| Risk-weighted assets | 40,044,000 | 46,970,000 | 51,399,000 | 53,155,000 |