Call reports 2025
PROGRESSIVE OZARK BANK — 2025
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 177,552,000 | 186,649,000 | 190,108,000 | 189,337,000 |
| Total loans | 153,946,000 | 154,365,000 | 156,335,000 | 158,066,000 |
| Allowance for loan losses | 1,408,000 | 1,504,000 | 1,661,000 | 1,893,000 |
| Securities available for sale | 7,383,000 | 8,450,000 | 8,519,000 | 9,541,000 |
| Securities held to maturity | 679,000 | 679,000 | 1,026,000 | 1,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,311,000 | 167,924,000 | 170,775,000 | 169,724,000 |
| Interest-bearing deposits | 123,104,000 | 129,399,000 | 133,933,000 | 131,559,000 |
| Noninterest-bearing deposits | 36,207,000 | 38,525,000 | 36,842,000 | 38,165,000 |
| Equity capital | 16,741,000 | 17,105,000 | 17,471,000 | 17,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,598,000 | 5,374,000 | 8,278,000 | 11,208,000 |
| Interest expense | 436,000 | 872,000 | 1,340,000 | 1,819,000 |
| Net interest income | 2,162,000 | 4,502,000 | 6,938,000 | 9,389,000 |
| Noninterest income | 459,000 | 987,000 | 1,494,000 | 2,005,000 |
| Noninterest expense | 1,718,000 | 3,534,000 | 5,412,000 | 7,252,000 |
| Provision for loan losses | 8,000 | 115,000 | 307,000 | 553,000 |
| Pretax income | 895,000 | 1,840,000 | 2,713,000 | 3,589,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 895,000 | 1,840,000 | 2,713,000 | 3,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,000,000 | 17,316,000 | 17,629,000 | 17,863,000 |
| Total capital | 18,408,000 | 18,820,000 | 19,290,000 | 19,617,000 |
| Risk-weighted assets | 133,507,000 | 136,586,000 | 138,205,000 | 140,118,000 |