Call reports 2024
PROGRESSIVE OZARK BANK — 2024
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 171,836,000 | 170,916,000 | 168,966,000 | 174,883,000 |
| Total loans | 145,420,000 | 146,049,000 | 148,221,000 | 153,146,000 |
| Allowance for loan losses | 1,269,000 | 1,315,000 | 1,345,000 | 1,406,000 |
| Securities available for sale | 6,930,000 | 7,374,000 | 7,451,000 | 7,938,000 |
| Securities held to maturity | 853,000 | 804,000 | 804,000 | 804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,682,000 | 153,507,000 | 150,003,000 | 151,272,000 |
| Interest-bearing deposits | 116,919,000 | 116,667,000 | 115,254,000 | 115,273,000 |
| Noninterest-bearing deposits | 35,763,000 | 36,840,000 | 34,749,000 | 35,999,000 |
| Equity capital | 15,421,000 | 15,699,000 | 16,221,000 | 16,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 4,778,000 | 7,300,000 | 9,905,000 |
| Interest expense | 437,000 | 888,000 | 1,298,000 | 1,697,000 |
| Net interest income | 1,917,000 | 3,890,000 | 6,002,000 | 8,208,000 |
| Noninterest income | 462,000 | 950,000 | 1,497,000 | 1,971,000 |
| Noninterest expense | 1,615,000 | 3,205,000 | 4,868,000 | 6,604,000 |
| Provision for loan losses | -74,000 | -25,000 | 16,000 | 97,000 |
| Pretax income | 838,000 | 1,660,000 | 2,615,000 | 3,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 838,000 | 1,660,000 | 2,615,000 | 3,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,820,000 | 16,084,000 | 16,457,000 | 16,503,000 |
| Total capital | 17,089,000 | 17,399,000 | 17,802,000 | 17,909,000 |
| Risk-weighted assets | 126,435,000 | 126,972,000 | 127,675,000 | 131,402,000 |