Call reports 2023
PROGRESSIVE OZARK BANK — 2023
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 162,653,000 | 166,389,000 | 164,479,000 | 166,348,000 |
| Total loans | 143,571,000 | 145,383,000 | 147,599,000 | 149,335,000 |
| Allowance for loan losses | 1,301,000 | 1,323,000 | 1,301,000 | 1,340,000 |
| Securities available for sale | 5,518,000 | 5,386,000 | 5,232,000 | 5,365,000 |
| Securities held to maturity | 1,224,000 | 856,000 | 1,014,000 | 1,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,781,000 | 144,487,000 | 141,326,000 | 146,695,000 |
| Interest-bearing deposits | 107,623,000 | 106,197,000 | 105,290,000 | 111,847,000 |
| Noninterest-bearing deposits | 39,158,000 | 38,290,000 | 36,036,000 | 34,848,000 |
| Equity capital | 14,639,000 | 14,875,000 | 15,030,000 | 15,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,914,000 | 6,093,000 | 8,373,000 |
| Interest expense | 153,000 | 315,000 | 583,000 | 1,030,000 |
| Net interest income | 1,749,000 | 3,599,000 | 5,510,000 | 7,343,000 |
| Noninterest income | 472,000 | 977,000 | 1,500,000 | 1,983,000 |
| Noninterest expense | 1,526,000 | 3,059,000 | 4,659,000 | 6,274,000 |
| Provision for loan losses | 92,000 | 110,000 | 106,000 | 210,000 |
| Pretax income | 603,000 | 1,407,000 | 2,245,000 | 2,842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 603,000 | 1,407,000 | 2,245,000 | 2,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,066,000 | 15,353,000 | 15,587,000 | 15,631,000 |
| Total capital | 16,368,000 | 16,676,000 | 16,888,000 | 16,971,000 |
| Risk-weighted assets | 122,055,000 | 124,584,000 | 126,353,000 | 127,808,000 |