Call reports 2022
PROGRESSIVE OZARK BANK — 2022
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 165,837,000 | 170,530,000 | 167,109,000 | 161,439,000 |
| Total loans | 125,185,000 | 129,734,000 | 135,846,000 | 143,221,000 |
| Allowance for loan losses | 1,047,000 | 1,063,000 | 1,093,000 | 1,151,000 |
| Securities available for sale | 3,925,000 | 5,097,000 | 5,570,000 | 5,514,000 |
| Securities held to maturity | 1,740,000 | 1,536,000 | 1,531,000 | 1,527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,170,000 | 155,003,000 | 151,435,000 | 145,572,000 |
| Interest-bearing deposits | 111,822,000 | 115,125,000 | 111,098,000 | 107,143,000 |
| Noninterest-bearing deposits | 38,348,000 | 39,878,000 | 40,337,000 | 38,429,000 |
| Equity capital | 14,390,000 | 14,456,000 | 14,526,000 | 14,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,534,000 | 3,138,000 | 4,965,000 | 6,846,000 |
| Interest expense | 37,000 | 74,000 | 141,000 | 243,000 |
| Net interest income | 1,497,000 | 3,064,000 | 4,824,000 | 6,603,000 |
| Noninterest income | 509,000 | 1,039,000 | 1,561,000 | 2,073,000 |
| Noninterest expense | 1,501,000 | 3,111,000 | 4,679,000 | 6,301,000 |
| Provision for loan losses | -17,000 | 13,000 | 60,000 | 136,000 |
| Pretax income | 522,000 | 979,000 | 1,646,000 | 2,239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 522,000 | 979,000 | 1,646,000 | 2,239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,571,000 | 14,728,000 | 15,072,000 | 15,070,000 |
| Total capital | 15,618,000 | 15,791,000 | 16,165,000 | 16,221,000 |
| Risk-weighted assets | 112,635,000 | 115,548,000 | 116,670,000 | 122,312,000 |