Call reports 2021
PROGRESSIVE OZARK BANK — 2021
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 159,430,000 | 163,359,000 | 155,770,000 | 160,547,000 |
| Total loans | 113,145,000 | 115,419,000 | 122,683,000 | 126,062,000 |
| Allowance for loan losses | 1,005,000 | 1,035,000 | 1,142,000 | 1,065,000 |
| Securities available for sale | 3,564,000 | 3,794,000 | 3,580,000 | 3,919,000 |
| Securities held to maturity | 1,650,000 | 1,645,000 | 1,749,000 | 1,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,497,000 | 147,708,000 | 140,414,000 | 144,989,000 |
| Interest-bearing deposits | 109,045,000 | 112,156,000 | 104,483,000 | 108,446,000 |
| Noninterest-bearing deposits | 35,452,000 | 35,552,000 | 35,931,000 | 36,543,000 |
| Equity capital | 14,086,000 | 14,531,000 | 14,210,000 | 14,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,844,000 | 3,545,000 | 5,159,000 | 6,772,000 |
| Interest expense | 50,000 | 94,000 | 136,000 | 174,000 |
| Net interest income | 1,794,000 | 3,451,000 | 5,023,000 | 6,598,000 |
| Noninterest income | 442,000 | 965,000 | 1,458,000 | 1,993,000 |
| Noninterest expense | 1,491,000 | 3,023,000 | 4,610,000 | 6,186,000 |
| Provision for loan losses | 80,000 | 112,000 | 241,000 | 184,000 |
| Pretax income | 665,000 | 1,281,000 | 1,630,000 | 2,221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 665,000 | 1,281,000 | 1,630,000 | 2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,023,000 | 14,476,000 | 14,162,000 | 14,203,000 |
| Total capital | 15,028,000 | 15,511,000 | 15,304,000 | 15,268,000 |
| Risk-weighted assets | 101,815,000 | 104,728,000 | 108,843,000 | 111,955,000 |