Call reports 2020
PROGRESSIVE OZARK BANK — 2020
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 117,495,000 | 136,882,000 | 138,039,000 | 147,742,000 |
| Total loans | 102,166,000 | 102,722,000 | 108,879,000 | 109,760,000 |
| Allowance for loan losses | 889,000 | 862,000 | 894,000 | 939,000 |
| Securities available for sale | 3,945,000 | 3,675,000 | 3,347,000 | 3,045,000 |
| Securities held to maturity | 1,658,000 | 1,655,000 | 1,652,000 | 2,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,023,000 | 122,908,000 | 123,985,000 | 133,809,000 |
| Interest-bearing deposits | 80,347,000 | 98,861,000 | 98,798,000 | 104,910,000 |
| Noninterest-bearing deposits | 23,676,000 | 24,047,000 | 25,187,000 | 28,899,000 |
| Equity capital | 12,526,000 | 12,773,000 | 13,213,000 | 13,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,880,000 | 4,289,000 | 5,710,000 |
| Interest expense | 110,000 | 170,000 | 227,000 | 285,000 |
| Net interest income | 1,276,000 | 2,710,000 | 4,062,000 | 5,425,000 |
| Noninterest income | 403,000 | 742,000 | 1,248,000 | 1,761,000 |
| Noninterest expense | 1,182,000 | 2,394,000 | 3,763,000 | 5,261,000 |
| Provision for loan losses | 36,000 | 8,000 | 44,000 | 106,000 |
| Pretax income | 461,000 | 1,050,000 | 1,503,000 | 1,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 461,000 | 1,050,000 | 1,503,000 | 1,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,442,000 | 12,678,000 | 13,132,000 | 13,095,000 |