Call reports 2016
PROGRESSIVE OZARK BANK — 2016
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 118,260,000 | 117,679,000 | 114,897,000 | 117,747,000 |
| Total loans | 93,909,000 | 93,888,000 | 94,637,000 | 96,176,000 |
| Allowance for loan losses | 907,000 | 901,000 | 891,000 | 893,000 |
| Securities available for sale | 8,745,000 | 8,222,000 | 7,848,000 | 7,554,000 |
| Securities held to maturity | 1,175,000 | 1,865,000 | 1,865,000 | 1,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,058,000 | 104,803,000 | 101,776,000 | 104,282,000 |
| Interest-bearing deposits | 88,560,000 | 87,606,000 | 84,888,000 | 88,467,000 |
| Noninterest-bearing deposits | 16,498,000 | 17,197,000 | 16,888,000 | 15,815,000 |
| Equity capital | 12,626,000 | 12,395,000 | 12,537,000 | 12,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,255,000 | 2,551,000 | 3,853,000 | 5,122,000 |
| Interest expense | 60,000 | 117,000 | 174,000 | 228,000 |
| Net interest income | 1,195,000 | 2,434,000 | 3,679,000 | 4,894,000 |
| Noninterest income | 536,000 | 1,037,000 | 1,569,000 | 2,055,000 |
| Noninterest expense | 1,160,000 | 2,371,000 | 3,580,000 | 4,811,000 |
| Provision for loan losses | 115,000 | 143,000 | 174,000 | 188,000 |
| Pretax income | 456,000 | 957,000 | 1,494,000 | 1,950,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 456,000 | 957,000 | 1,494,000 | 1,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,184,000 | 11,920,000 | 12,076,000 | 12,100,000 |
| Total capital | 13,091,000 | 12,821,000 | 12,967,000 | 12,993,000 |
| Risk-weighted assets | 72,914,000 | 73,172,000 | 72,508,000 | 73,662,000 |