Call reports 2015
PROGRESSIVE OZARK BANK — 2015
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,155,000 | 116,970,000 | 115,576,000 | 117,073,000 |
| Total loans | 85,392,000 | 87,816,000 | 90,829,000 | 94,085,000 |
| Allowance for loan losses | 828,000 | 881,000 | 853,000 | 900,000 |
| Securities available for sale | 8,442,000 | 8,660,000 | 9,497,000 | 8,647,000 |
| Securities held to maturity | 1,346,000 | 1,345,000 | 1,343,000 | 1,342,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,071,000 | 104,378,000 | 102,766,000 | 103,955,000 |
| Interest-bearing deposits | 88,671,000 | 88,748,000 | 84,929,000 | 87,374,000 |
| Noninterest-bearing deposits | 16,400,000 | 15,630,000 | 17,837,000 | 16,581,000 |
| Equity capital | 12,612,000 | 12,118,000 | 12,251,000 | 12,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,470,000 | 3,747,000 | 5,036,000 |
| Interest expense | 62,000 | 123,000 | 182,000 | 239,000 |
| Net interest income | 1,169,000 | 2,347,000 | 3,565,000 | 4,797,000 |
| Noninterest income | 520,000 | 1,025,000 | 1,571,000 | 2,109,000 |
| Noninterest expense | 1,132,000 | 2,324,000 | 3,526,000 | 4,768,000 |
| Provision for loan losses | 9,000 | 83,000 | 129,000 | 234,000 |
| Pretax income | 548,000 | 965,000 | 1,481,000 | 1,904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 548,000 | 965,000 | 1,481,000 | 1,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,169,000 | 11,758,000 | 11,828,000 | 11,728,000 |
| Total capital | 12,997,000 | 12,633,000 | 12,681,000 | 12,628,000 |
| Risk-weighted assets | 68,320,000 | 70,001,000 | 71,233,000 | 73,412,000 |