Call reports 2014
PROGRESSIVE OZARK BANK — 2014
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,522,000 | 121,771,000 | 113,161,000 | 116,327,000 |
| Total loans | 86,856,000 | 86,794,000 | 87,552,000 | 86,657,000 |
| Allowance for loan losses | 857,000 | 831,000 | 847,000 | 824,000 |
| Securities available for sale | 8,511,000 | 8,751,000 | 8,921,000 | 8,750,000 |
| Securities held to maturity | 1,754,000 | 1,553,000 | 1,552,000 | 1,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,956,000 | 109,248,000 | 100,614,000 | 103,080,000 |
| Interest-bearing deposits | 96,038,000 | 95,716,000 | 85,941,000 | 88,667,000 |
| Noninterest-bearing deposits | 13,918,000 | 13,532,000 | 14,673,000 | 14,413,000 |
| Equity capital | 12,212,000 | 12,165,000 | 12,104,000 | 12,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,681,000 | 3,978,000 | 5,263,000 |
| Interest expense | 95,000 | 185,000 | 247,000 | 308,000 |
| Net interest income | 1,259,000 | 2,496,000 | 3,731,000 | 4,955,000 |
| Noninterest income | 556,000 | 1,151,000 | 1,697,000 | 2,254,000 |
| Noninterest expense | 1,098,000 | 2,235,000 | 3,406,000 | 4,636,000 |
| Provision for loan losses | 24,000 | 4,000 | 39,000 | 39,000 |
| Pretax income | 698,000 | 1,413,000 | 1,988,000 | 2,539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 698,000 | 1,413,000 | 1,988,000 | 2,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,908,000 | 11,786,000 | 11,754,000 | 11,666,000 |
| Total capital | 12,765,000 | 12,617,000 | 12,601,000 | 12,490,000 |
| Risk-weighted assets | 70,717,000 | 70,883,000 | 69,574,000 | 67,954,000 |