Call reports 2013
PROGRESSIVE OZARK BANK — 2013
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 113,703,000 | 120,196,000 | 116,866,000 | 118,498,000 |
| Total loans | 87,016,000 | 87,542,000 | 87,411,000 | 86,984,000 |
| Allowance for loan losses | 915,000 | 877,000 | 882,000 | 832,000 |
| Securities available for sale | 4,879,000 | 5,865,000 | 8,455,000 | 8,478,000 |
| Securities held to maturity | 675,000 | 1,003,000 | 1,757,000 | 1,756,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,311,000 | 108,144,000 | 104,614,000 | 105,691,000 |
| Interest-bearing deposits | 89,065,000 | 95,524,000 | 92,376,000 | 94,197,000 |
| Noninterest-bearing deposits | 12,246,000 | 12,620,000 | 12,238,000 | 11,494,000 |
| Equity capital | 11,973,000 | 11,632,000 | 11,774,000 | 11,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,796,000 | 4,202,000 | 5,594,000 |
| Interest expense | 107,000 | 207,000 | 308,000 | 402,000 |
| Net interest income | 1,296,000 | 2,589,000 | 3,894,000 | 5,192,000 |
| Noninterest income | 505,000 | 1,032,000 | 1,576,000 | 2,046,000 |
| Noninterest expense | 1,092,000 | 2,238,000 | 3,433,000 | 4,584,000 |
| Provision for loan losses | -19,000 | 15,000 | 43,000 | 5,000 |
| Pretax income | 728,000 | 1,368,000 | 1,994,000 | 2,649,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 728,000 | 1,368,000 | 1,994,000 | 2,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,525,000 | 11,302,000 | 11,450,000 | 11,210,000 |
| Total capital | 12,405,000 | 12,179,000 | 12,332,000 | 12,042,000 |
| Risk-weighted assets | 69,676,000 | 69,500,000 | 70,067,000 | 67,586,000 |