Call reports 2012
PROGRESSIVE OZARK BANK — 2012
What PROGRESSIVE OZARK BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 115,046,000 | 112,478,000 | 107,813,000 | 112,648,000 |
| Total loans | 91,550,000 | 91,190,000 | 90,720,000 | 89,191,000 |
| Allowance for loan losses | 939,000 | 1,008,000 | 1,089,000 | 1,030,000 |
| Securities available for sale | 4,948,000 | 5,697,000 | 5,451,000 | 5,022,000 |
| Securities held to maturity | 516,000 | 515,000 | 514,000 | 513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,303,000 | 100,831,000 | 95,961,000 | 99,863,000 |
| Interest-bearing deposits | 91,344,000 | 88,966,000 | 85,383,000 | 88,783,000 |
| Noninterest-bearing deposits | 11,959,000 | 11,865,000 | 10,578,000 | 11,080,000 |
| Equity capital | 11,315,000 | 11,047,000 | 11,188,000 | 11,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,031,000 | 4,557,000 | 6,056,000 |
| Interest expense | 151,000 | 285,000 | 404,000 | 518,000 |
| Net interest income | 1,387,000 | 2,746,000 | 4,153,000 | 5,538,000 |
| Noninterest income | 538,000 | 1,072,000 | 1,601,000 | 2,132,000 |
| Noninterest expense | 1,206,000 | 2,404,000 | 3,579,000 | 4,782,000 |
| Provision for loan losses | 131,000 | 271,000 | 460,000 | 431,000 |
| Pretax income | 588,000 | 1,143,000 | 1,715,000 | 2,457,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 588,000 | 1,143,000 | 1,715,000 | 2,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,881,000 | 10,576,000 | 10,668,000 | 10,797,000 |
| Total capital | 11,768,000 | 11,466,000 | 11,536,000 | 11,666,000 |
| Risk-weighted assets | 72,532,000 | 71,280,000 | 70,343,000 | 68,620,000 |