Call reports 2026
OAKWOOD BANK — 2026
What OAKWOOD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 151,370,000 | 156,351,000 |
| Total loans | 130,063,000 | 127,984,000 |
| Allowance for loan losses | 1,341,000 | 1,293,000 |
| Securities available for sale | 1,866,000 | 1,721,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 119,470,000 | 123,868,000 |
| Interest-bearing deposits | 112,917,000 | 116,933,000 |
| Noninterest-bearing deposits | 6,553,000 | 6,935,000 |
| Equity capital | 16,451,000 | 16,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,317,000 | 4,736,000 |
| Interest expense | 937,000 | 1,887,000 |
| Net interest income | 1,380,000 | 2,849,000 |
| Noninterest income | 123,000 | 141,000 |
| Noninterest expense | 931,000 | 1,809,000 |
| Provision for loan losses | 24,000 | -24,000 |
| Pretax income | 545,000 | 1,207,000 |
| Income tax | 20,000 | 44,000 |
| Net income | 525,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,207,000 | 12,700,000 |
| Total capital | 13,548,000 | 13,993,000 |
| Risk-weighted assets | 123,138,000 | 123,398,000 |