Call reports 2024
OAKWOOD BANK — 2024
What OAKWOOD BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 130,550,000 | 132,229,000 | 131,607,000 | 134,606,000 |
| Total loans | 112,447,000 | 112,115,000 | 110,366,000 | 113,450,000 |
| Allowance for loan losses | 1,001,000 | 1,010,000 | 995,000 | 1,060,000 |
| Securities available for sale | 1,650,000 | 1,616,000 | 1,678,000 | 1,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,838,000 | 101,137,000 | 100,693,000 | 103,711,000 |
| Interest-bearing deposits | 93,705,000 | 94,463,000 | 93,814,000 | 83,362,000 |
| Noninterest-bearing deposits | 6,133,000 | 6,674,000 | 6,879,000 | 20,349,000 |
| Equity capital | 15,333,000 | 15,643,000 | 15,458,000 | 15,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,886,000 | 3,848,000 | 5,886,000 | 7,948,000 |
| Interest expense | 785,000 | 1,616,000 | 2,531,000 | 3,452,000 |
| Net interest income | 1,101,000 | 2,232,000 | 3,355,000 | 4,496,000 |
| Noninterest income | 37,000 | 62,000 | 128,000 | 172,000 |
| Noninterest expense | 708,000 | 1,449,000 | 2,270,000 | 3,173,000 |
| Provision for loan losses | 50,000 | 59,000 | 48,000 | 118,000 |
| Pretax income | 380,000 | 780,000 | 1,162,000 | 1,375,000 |
| Income tax | 48,000 | -3,000 | 13,000 | 22,000 |
| Net income | 332,000 | 783,000 | 1,149,000 | 1,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,938,000 | 11,299,000 | 11,063,000 | 11,115,000 |
| Total capital | 11,939,000 | 12,309,000 | 12,058,000 | 12,175,000 |
| Risk-weighted assets | 108,419,000 | 104,300,000 | 105,409,000 | 107,261,000 |