Call reports 2022
OAKWOOD BANK — 2022
What OAKWOOD BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 115,084,000 | 116,331,000 | 114,719,000 | 117,365,000 |
| Total loans | 90,341,000 | 91,648,000 | 96,567,000 | 101,344,000 |
| Allowance for loan losses | 953,000 | 990,000 | 990,000 | 989,000 |
| Securities available for sale | 1,472,000 | 1,410,000 | 1,519,000 | 1,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,231,000 | 100,301,000 | 98,901,000 | 97,122,000 |
| Interest-bearing deposits | 93,547,000 | 94,776,000 | 93,301,000 | 89,505,000 |
| Noninterest-bearing deposits | 5,684,000 | 5,525,000 | 5,600,000 | 7,617,000 |
| Equity capital | 13,743,000 | 13,905,000 | 13,685,000 | 14,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,302,000 | 3,603,000 | 4,996,000 |
| Interest expense | 196,000 | 391,000 | 619,000 | 912,000 |
| Net interest income | 928,000 | 1,911,000 | 2,984,000 | 4,084,000 |
| Noninterest income | 53,000 | 85,000 | 188,000 | 229,000 |
| Noninterest expense | 706,000 | 1,414,000 | 2,138,000 | 2,783,000 |
| Provision for loan losses | 42,000 | 71,000 | 71,000 | 71,000 |
| Pretax income | 233,000 | 511,000 | 963,000 | 1,459,000 |
| Income tax | 46,000 | 75,000 | 104,000 | 134,000 |
| Net income | 187,000 | 436,000 | 859,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,114,000 | 9,384,000 | 9,285,000 | 9,667,000 |
| Total capital | 10,067,000 | 10,374,000 | 10,275,000 | 10,656,000 |
| Risk-weighted assets | 94,165,000 | 92,365,000 | 100,196,000 | 102,090,000 |