Call reports 2021
OAKWOOD BANK — 2021
What OAKWOOD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 103,971,000 | 108,881,000 | 108,714,000 | 112,498,000 |
| Total loans | 76,047,000 | 81,023,000 | 83,707,000 | 88,637,000 |
| Allowance for loan losses | 641,000 | 747,000 | 774,000 | 885,000 |
| Securities available for sale | 1,365,000 | 1,368,000 | 1,362,000 | 1,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,484,000 | 91,281,000 | 93,226,000 | 96,398,000 |
| Interest-bearing deposits | 80,382,000 | 85,195,000 | 86,731,000 | 90,730,000 |
| Noninterest-bearing deposits | 6,102,000 | 6,086,000 | 6,495,000 | 5,668,000 |
| Equity capital | 13,339,000 | 13,469,000 | 13,345,000 | 13,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,111,000 | 2,316,000 | 3,424,000 | 4,581,000 |
| Interest expense | 243,000 | 474,000 | 696,000 | 906,000 |
| Net interest income | 868,000 | 1,842,000 | 2,728,000 | 3,675,000 |
| Noninterest income | 58,000 | 98,000 | 139,000 | 176,000 |
| Noninterest expense | 574,000 | 1,252,000 | 1,943,000 | 2,602,000 |
| Provision for loan losses | 0 | 80,000 | 80,000 | 164,000 |
| Pretax income | 352,000 | 608,000 | 844,000 | 1,085,000 |
| Income tax | 15,000 | 34,000 | 54,000 | 72,000 |
| Net income | 337,000 | 574,000 | 790,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,438,000 | 8,586,000 | 8,497,000 | 9,166,000 |
| Total capital | 9,079,000 | 9,333,000 | 9,271,000 | 10,051,000 |
| Risk-weighted assets | 81,392,000 | 82,919,000 | 88,745,000 | 87,720,000 |