Call reports 2020
OAKWOOD BANK — 2020
What OAKWOOD BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 90,134,000 | 99,064,000 | 102,792,000 | 101,019,000 |
| Total loans | 72,114,000 | 73,208,000 | 76,414,000 | 74,551,000 |
| Allowance for loan losses | 422,000 | 479,000 | 545,000 | 592,000 |
| Securities available for sale | 1,111,000 | 1,371,000 | 1,384,000 | 1,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,397,000 | 79,872,000 | 83,601,000 | 83,723,000 |
| Interest-bearing deposits | 71,287,000 | 74,694,000 | 77,106,000 | 78,129,000 |
| Noninterest-bearing deposits | 4,110,000 | 5,178,000 | 6,495,000 | 5,594,000 |
| Equity capital | 12,568,000 | 13,010,000 | 13,015,000 | 13,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,164,000 | 3,324,000 | 4,384,000 |
| Interest expense | 303,000 | 585,000 | 866,000 | 1,133,000 |
| Net interest income | 788,000 | 1,579,000 | 2,458,000 | 3,251,000 |
| Noninterest income | 44,000 | 213,000 | 253,000 | 290,000 |
| Noninterest expense | 599,000 | 1,139,000 | 1,705,000 | 2,244,000 |
| Provision for loan losses | 0 | 0 | 27,000 | 36,000 |
| Pretax income | 233,000 | 653,000 | 979,000 | 1,261,000 |
| Income tax | 0 | 31,000 | 50,000 | 69,000 |
| Net income | 233,000 | 622,000 | 929,000 | 1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,617,000 | 8,027,000 | 8,046,000 | 8,220,000 |
| Total capital | 8,039,000 | 8,506,000 | 8,591,000 | 8,812,000 |
| Risk-weighted assets | 74,326,000 | 76,077,000 | 79,810,000 | 77,843,000 |