Call reports 2019
OAKWOOD BANK — 2019
What OAKWOOD BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 86,095,000 | 86,265,000 | 88,759,000 | 90,823,000 |
| Total loans | 67,780,000 | 68,942,000 | 68,858,000 | 68,922,000 |
| Allowance for loan losses | 82,000 | 198,000 | 266,000 | 356,000 |
| Securities available for sale | 1,513,000 | 1,506,000 | 1,456,000 | 1,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,802,000 | 71,725,000 | 74,228,000 | 76,262,000 |
| Interest-bearing deposits | 66,126,000 | 66,197,000 | 68,226,000 | 70,439,000 |
| Noninterest-bearing deposits | 5,676,000 | 5,528,000 | 6,002,000 | 5,823,000 |
| Equity capital | 12,091,000 | 12,345,000 | 12,303,000 | 12,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 2,031,000 | 3,095,000 | 4,183,000 |
| Interest expense | 236,000 | 500,000 | 791,000 | 1,095,000 |
| Net interest income | 756,000 | 1,531,000 | 2,304,000 | 3,088,000 |
| Noninterest income | 63,000 | 98,000 | 139,000 | 176,000 |
| Noninterest expense | 578,000 | 1,110,000 | 1,618,000 | 2,164,000 |
| Provision for loan losses | 18,000 | 45,000 | 72,000 | 81,000 |
| Pretax income | 223,000 | 474,000 | 753,000 | 1,019,000 |
| Income tax | 0 | 0 | 25,000 | 80,000 |
| Net income | 223,000 | 474,000 | 728,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,187,000 | 7,458,000 | 7,435,000 | 7,443,000 |
| Total capital | 7,269,000 | 7,656,000 | 7,701,000 | 7,799,000 |
| Risk-weighted assets | 71,053,000 | 71,916,000 | 68,818,000 | 70,614,000 |