Call reports 2018
OAKWOOD BANK — 2018
What OAKWOOD BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 78,156,000 | 75,424,000 | 86,415,000 | 84,816,000 |
| Total loans | 64,338,000 | 63,678,000 | 63,958,000 | 63,097,000 |
| Allowance for loan losses | 707,000 | 729,000 | 729,000 | 728,000 |
| Securities available for sale | 3,007,000 | 2,497,000 | 2,487,000 | 2,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,821,000 | 68,163,000 | 74,572,000 | 72,836,000 |
| Interest-bearing deposits | 58,526,000 | 57,088,000 | 56,863,000 | 65,799,000 |
| Noninterest-bearing deposits | 11,295,000 | 11,075,000 | 17,709,000 | 7,037,000 |
| Equity capital | 8,071,000 | 7,108,000 | 11,663,000 | 11,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,845,000 | 206,000 | 1,169,000 |
| Interest expense | 166,000 | 332,000 | 34,000 | 238,000 |
| Net interest income | 743,000 | 1,513,000 | 172,000 | 931,000 |
| Noninterest income | 48,000 | 78,000 | 18,000 | 50,000 |
| Noninterest expense | 634,000 | 1,260,000 | 123,000 | 686,000 |
| Provision for loan losses | 0 | 21,000 | 0 | 0 |
| Pretax income | 157,000 | 310,000 | 67,000 | 295,000 |
| Income tax | 56,000 | 80,000 | 0 | 0 |
| Net income | 101,000 | 230,000 | 67,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,062,000 | 7,102,000 | 7,378,000 | 6,822,000 |
| Total capital | 8,769,000 | 7,831,000 | 8,107,000 | 7,551,000 |
| Risk-weighted assets | 60,665,000 | 60,233,000 | 68,558,000 | 65,849,000 |