Call reports 2017
OAKWOOD BANK — 2017
What OAKWOOD BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 78,090,000 | 78,094,000 | 76,188,000 | 78,477,000 |
| Total loans | 63,973,000 | 64,866,000 | 64,354,000 | 64,498,000 |
| Allowance for loan losses | 699,000 | 699,000 | 709,000 | 707,000 |
| Securities available for sale | 4,420,000 | 3,391,000 | 3,065,000 | 3,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,646,000 | 68,639,000 | 67,971,000 | 70,289,000 |
| Interest-bearing deposits | 63,512,000 | 63,381,000 | 57,596,000 | 57,953,000 |
| Noninterest-bearing deposits | 5,134,000 | 5,258,000 | 10,375,000 | 12,336,000 |
| Equity capital | 8,261,000 | 8,271,000 | 7,932,000 | 7,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,803,000 | 2,810,000 | 3,774,000 |
| Interest expense | 152,000 | 313,000 | 474,000 | 639,000 |
| Net interest income | 711,000 | 1,490,000 | 2,336,000 | 3,135,000 |
| Noninterest income | 75,000 | 84,000 | 147,000 | 174,000 |
| Noninterest expense | 600,000 | 1,155,000 | 1,753,000 | 2,349,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 186,000 | 419,000 | 720,000 | 950,000 |
| Income tax | 70,000 | 157,000 | 273,000 | 363,000 |
| Net income | 116,000 | 262,000 | 447,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,194,000 | 8,217,000 | 7,889,000 | 7,961,000 |
| Total capital | 8,893,000 | 8,916,000 | 8,598,000 | 8,668,000 |
| Risk-weighted assets | 63,075,000 | 62,937,000 | 61,271,000 | 60,635,000 |