Call reports 2011
OAKWOOD BANK — 2011
What OAKWOOD BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 65,782,000 | 66,234,000 | 65,759,000 | 67,018,000 |
| Total loans | 46,256,000 | 47,546,000 | 43,771,000 | 43,222,000 |
| Allowance for loan losses | 686,000 | 721,000 | 719,000 | 739,000 |
| Securities available for sale | 9,916,000 | 9,785,000 | 9,456,000 | 9,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,021,000 | 58,178,000 | 58,371,000 | 59,298,000 |
| Interest-bearing deposits | 51,156,000 | 53,656,000 | 53,178,000 | 53,182,000 |
| Noninterest-bearing deposits | 4,865,000 | 4,522,000 | 5,193,000 | 6,116,000 |
| Equity capital | 6,920,000 | 7,189,000 | 7,076,000 | 7,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,769,000 | 2,674,000 | 3,499,000 |
| Interest expense | 255,000 | 508,000 | 750,000 | 972,000 |
| Net interest income | 604,000 | 1,261,000 | 1,924,000 | 2,527,000 |
| Noninterest income | 61,000 | 297,000 | 376,000 | 434,000 |
| Noninterest expense | 495,000 | 1,115,000 | 1,642,000 | 2,090,000 |
| Provision for loan losses | 62,000 | 130,000 | 180,000 | 200,000 |
| Pretax income | 108,000 | 313,000 | 478,000 | 671,000 |
| Income tax | 52,000 | 72,000 | 110,000 | 176,000 |
| Net income | 56,000 | 241,000 | 368,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,732,000 | 6,901,000 | 6,934,000 | 6,951,000 |
| Total capital | 7,418,000 | 7,609,000 | 7,564,000 | 7,531,000 |
| Risk-weighted assets | 56,103,000 | 55,842,000 | 49,540,000 | 46,784,000 |