Call reports 2001
OAKWOOD BANK — 2001
What OAKWOOD BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,753,000 | 34,116,000 | 36,354,000 | 37,892,000 |
| Total loans | 20,389,000 | 20,638,000 | 21,519,000 | 21,766,000 |
| Allowance for loan losses | 322,000 | 324,000 | 385,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,043,000 | 4,644,000 | 4,196,000 | 4,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,495,000 | 30,813,000 | 33,035,000 | 34,533,000 |
| Interest-bearing deposits | 25,411,000 | 28,214,000 | 30,278,000 | 31,615,000 |
| Noninterest-bearing deposits | 2,084,000 | 2,599,000 | 2,757,000 | 2,918,000 |
| Equity capital | 2,734,000 | 2,765,000 | 2,707,000 | 2,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,166,000 | 1,820,000 | 2,387,000 |
| Interest expense | 352,000 | 692,000 | 1,088,000 | 1,436,000 |
| Net interest income | 249,000 | 474,000 | 732,000 | 951,000 |
| Noninterest income | 67,000 | 137,000 | 233,000 | 279,000 |
| Noninterest expense | 288,000 | 536,000 | 951,000 | 1,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 28,000 | 75,000 | 14,000 | -48,000 |
| Income tax | 3,000 | 0 | -3,000 | -37,000 |
| Net income | 25,000 | 75,000 | 17,000 | -11,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,734,000 | 2,765,000 | 2,707,000 | 2,699,000 |
| Total capital | 2,978,000 | 3,027,000 | 2,984,000 | 2,954,000 |
| Risk-weighted assets | 19,486,000 | 20,901,000 | 22,090,000 | 23,145,000 |