Call reports 2006
LEWISTON STATE BANK OF IDAHO — 2006
What LEWISTON STATE BANK OF IDAHO reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,632,000 | 24,273,000 | 25,593,000 | 26,839,000 |
| Total loans | 7,858,000 | 7,742,000 | 7,691,000 | 6,887,000 |
| Allowance for loan losses | 104,000 | 106,000 | 108,000 | 111,000 |
| Securities available for sale | 11,346,000 | 11,914,000 | 11,746,000 | 12,303,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,086,000 | 20,791,000 | 21,919,000 | 23,050,000 |
| Interest-bearing deposits | 18,062,000 | 18,888,000 | 18,940,000 | 21,118,000 |
| Noninterest-bearing deposits | 3,024,000 | 1,903,000 | 2,979,000 | 1,931,000 |
| Equity capital | 3,452,000 | 3,413,000 | 3,561,000 | 3,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 621,000 | 960,000 | 1,314,000 |
| Interest expense | 125,000 | 264,000 | 417,000 | 595,000 |
| Net interest income | 178,000 | 357,000 | 543,000 | 719,000 |
| Noninterest income | 32,000 | 66,000 | 101,000 | 136,000 |
| Noninterest expense | 107,000 | 199,000 | 355,000 | 487,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 100,000 | 218,000 | 280,000 | 356,000 |
| Income tax | 29,000 | 66,000 | 84,000 | 111,000 |
| Net income | 71,000 | 152,000 | 196,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,576,000 | 3,657,000 | 3,671,000 | 3,680,000 |
| Total capital | 3,680,000 | 3,763,000 | 3,779,000 | 3,791,000 |
| Risk-weighted assets | 11,128,000 | 11,137,000 | 11,336,000 | 10,851,000 |