Call reports 2005
LEWISTON STATE BANK OF IDAHO — 2005
What LEWISTON STATE BANK OF IDAHO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 20,657,000 | 21,592,000 | 22,279,000 | 23,050,000 |
| Total loans | 8,827,000 | 9,573,000 | 8,704,000 | 8,015,000 |
| Allowance for loan losses | 100,000 | 103,000 | 106,000 | 109,000 |
| Securities available for sale | 8,825,000 | 9,508,000 | 9,049,000 | 11,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,100,000 | 17,998,000 | 18,652,000 | 19,440,000 |
| Interest-bearing deposits | 15,215,000 | 15,637,000 | 16,726,000 | 17,606,000 |
| Noninterest-bearing deposits | 1,885,000 | 2,361,000 | 1,926,000 | 1,833,000 |
| Equity capital | 3,441,000 | 3,502,000 | 3,558,000 | 3,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 509,000 | 794,000 | 1,081,000 |
| Interest expense | 86,000 | 189,000 | 301,000 | 419,000 |
| Net interest income | 158,000 | 320,000 | 493,000 | 662,000 |
| Noninterest income | 26,000 | 51,000 | 87,000 | 94,000 |
| Noninterest expense | 88,000 | 174,000 | 264,000 | 365,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 93,000 | 191,000 | 307,000 | 379,000 |
| Income tax | 28,000 | 59,000 | 95,000 | 123,000 |
| Net income | 65,000 | 132,000 | 212,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,453,000 | 3,495,000 | 3,575,000 | 3,620,000 |
| Total capital | 3,553,000 | 3,598,000 | 3,681,000 | 3,728,000 |
| Risk-weighted assets | 10,247,000 | 11,257,000 | 11,343,000 | 10,960,000 |