Call reports 2004
LEWISTON STATE BANK OF IDAHO — 2004
What LEWISTON STATE BANK OF IDAHO reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 17,175,000 | 17,806,000 | 20,431,000 | 19,151,000 |
| Total loans | 8,705,000 | 8,291,000 | 8,446,000 | 7,852,000 |
| Allowance for loan losses | 57,000 | 76,000 | 94,000 | 97,000 |
| Securities available for sale | 7,361,000 | 8,484,000 | 9,644,000 | 9,361,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,706,000 | 14,447,000 | 16,901,000 | 15,552,000 |
| Interest-bearing deposits | 12,502,000 | 13,440,000 | 14,839,000 | 14,111,000 |
| Noninterest-bearing deposits | 1,205,000 | 1,008,000 | 2,061,000 | 1,440,000 |
| Equity capital | 3,410,000 | 3,317,000 | 3,446,000 | 3,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 364,000 | 576,000 | 826,000 |
| Interest expense | 86,000 | 157,000 | 235,000 | 320,000 |
| Net interest income | 95,000 | 207,000 | 341,000 | 506,000 |
| Noninterest income | 20,000 | 41,000 | 61,000 | 85,000 |
| Noninterest expense | 84,000 | 155,000 | 228,000 | 307,000 |
| Provision for loan losses | 6,000 | 24,000 | 42,000 | 45,000 |
| Pretax income | 39,000 | 84,000 | 145,000 | 252,000 |
| Income tax | 7,000 | 16,000 | 46,000 | 80,000 |
| Net income | 32,000 | 68,000 | 99,000 | 172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,300,000 | 3,334,000 | 3,366,000 | 3,388,000 |
| Total capital | 3,357,000 | 3,410,000 | 3,460,000 | 3,485,000 |
| Risk-weighted assets | 9,371,000 | 9,185,000 | 9,726,000 | 9,010,000 |