Call reports 2003
LEWISTON STATE BANK OF IDAHO — 2003
What LEWISTON STATE BANK OF IDAHO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,016,000 | 16,007,000 | 16,457,000 | 15,800,000 |
| Total loans | 5,668,000 | 4,984,000 | 5,235,000 | 4,887,000 |
| Allowance for loan losses | 59,000 | 28,000 | 40,000 | 50,000 |
| Securities available for sale | 6,648,000 | 8,600,000 | 8,719,000 | 9,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,643,000 | 12,593,000 | 13,086,000 | 12,399,000 |
| Interest-bearing deposits | 10,481,000 | 11,146,000 | 11,744,000 | 11,455,000 |
| Noninterest-bearing deposits | 1,161,000 | 1,447,000 | 1,342,000 | 944,000 |
| Equity capital | 3,323,000 | 3,359,000 | 3,331,000 | 3,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 348,000 | 502,000 | 661,000 |
| Interest expense | 64,000 | 139,000 | 212,000 | 278,000 |
| Net interest income | 117,000 | 209,000 | 290,000 | 383,000 |
| Noninterest income | 14,000 | 32,000 | 53,000 | 70,000 |
| Noninterest expense | 79,000 | 154,000 | 232,000 | 315,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 87,000 | 120,000 | 147,000 |
| Income tax | 13,000 | 19,000 | 22,000 | 34,000 |
| Net income | 39,000 | 68,000 | 98,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,224,000 | 3,253,000 | 3,284,000 | 3,268,000 |
| Total capital | 3,283,000 | 3,281,000 | 3,324,000 | 3,318,000 |
| Risk-weighted assets | 7,248,000 | 7,037,000 | 7,200,000 | 6,820,000 |