Call reports 2002
LEWISTON STATE BANK OF IDAHO — 2002
What LEWISTON STATE BANK OF IDAHO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,137,000 | 12,639,000 | 13,370,000 | 13,875,000 |
| Total loans | 4,909,000 | 5,247,000 | 4,959,000 | 4,846,000 |
| Allowance for loan losses | 50,000 | 55,000 | 60,000 | 70,000 |
| Securities available for sale | 3,697,000 | 4,985,000 | 4,871,000 | 7,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,045,000 | 9,407,000 | 10,069,000 | 10,596,000 |
| Interest-bearing deposits | 8,508,000 | 8,739,000 | 9,482,000 | 9,736,000 |
| Noninterest-bearing deposits | 537,000 | 669,000 | 587,000 | 861,000 |
| Equity capital | 3,050,000 | 3,185,000 | 3,263,000 | 3,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 150,000 | 324,000 | 489,000 | 618,000 |
| Interest expense | 73,000 | 148,000 | 225,000 | 299,000 |
| Net interest income | 77,000 | 176,000 | 264,000 | 319,000 |
| Noninterest income | 11,000 | 23,000 | 37,000 | 52,000 |
| Noninterest expense | 72,000 | 138,000 | 211,000 | 309,000 |
| Provision for loan losses | 7,000 | 12,000 | 17,000 | 27,000 |
| Pretax income | 9,000 | 49,000 | 73,000 | 35,000 |
| Income tax | 3,000 | 16,000 | 23,000 | 4,000 |
| Net income | 6,000 | 33,000 | 50,000 | 31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,143,000 | 3,170,000 | 3,188,000 | 3,154,000 |
| Total capital | 3,193,000 | 3,225,000 | 3,248,000 | 3,224,000 |
| Risk-weighted assets | 6,434,000 | 6,714,000 | 6,610,000 | 6,923,000 |