Call reports 2002
WOODSTOWN NATIONAL BANK — 2002
What WOODSTOWN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 481,123,000 | 473,465,000 | 494,861,000 | 507,654,000 |
| Total loans | 314,358,000 | 306,407,000 | 309,701,000 | 303,557,000 |
| Allowance for loan losses | 3,648,000 | 3,660,000 | 3,552,000 | 3,141,000 |
| Securities available for sale | 122,210,000 | 121,620,000 | 131,385,000 | 159,834,000 |
| Securities held to maturity | 503,000 | 503,000 | 772,000 | 774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,266,000 | 390,845,000 | 418,632,000 | 415,860,000 |
| Interest-bearing deposits | 333,712,000 | 323,923,000 | 350,191,000 | 344,364,000 |
| Noninterest-bearing deposits | 65,554,000 | 66,922,000 | 68,441,000 | 71,496,000 |
| Equity capital | 51,560,000 | 53,114,000 | 53,580,000 | 54,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,611,000 | 15,096,000 | 22,631,000 | 30,043,000 |
| Interest expense | 2,192,000 | 4,228,000 | 6,275,000 | 8,389,000 |
| Net interest income | 5,419,000 | 10,868,000 | 16,356,000 | 21,654,000 |
| Noninterest income | 1,059,000 | 2,334,000 | 3,603,000 | 5,101,000 |
| Noninterest expense | 3,568,000 | 7,230,000 | 10,638,000 | 14,234,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 2,835,000 | 5,822,000 | 9,171,000 | 12,371,000 |
| Income tax | 951,000 | 1,956,000 | 3,270,000 | 4,509,000 |
| Net income | 1,884,000 | 3,866,000 | 5,901,000 | 7,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,634,000 | 35,185,000 | 35,424,000 | 35,794,000 |
| Total capital | 38,282,000 | 38,832,000 | 38,976,000 | 38,935,000 |
| Risk-weighted assets | 300,688,000 | 291,716,000 | 299,794,000 | 298,703,000 |