Call reports 2001
WOODSTOWN NATIONAL BANK — 2001
What WOODSTOWN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 314,202,000 | 515,340,000 | 509,108,000 | 497,116,000 |
| Total loans | 227,809,000 | 326,296,000 | 332,994,000 | 324,747,000 |
| Allowance for loan losses | 2,811,000 | 3,660,000 | 3,724,000 | 3,583,000 |
| Securities available for sale | 65,702,000 | 120,097,000 | 133,404,000 | 125,500,000 |
| Securities held to maturity | 842,000 | 842,000 | 650,000 | 658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,560,000 | 443,074,000 | 436,336,000 | 410,395,000 |
| Interest-bearing deposits | 214,867,000 | 379,517,000 | 367,665,000 | 342,260,000 |
| Noninterest-bearing deposits | 48,693,000 | 63,557,000 | 68,671,000 | 68,135,000 |
| Equity capital | 29,658,000 | 48,486,000 | 51,540,000 | 51,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,805,000 | 12,229,000 | 20,898,000 | 29,181,000 |
| Interest expense | 2,702,000 | 5,674,000 | 9,357,000 | 12,390,000 |
| Net interest income | 3,103,000 | 6,555,000 | 11,541,000 | 16,791,000 |
| Noninterest income | 679,000 | 1,509,000 | 2,487,000 | 3,591,000 |
| Noninterest expense | 2,266,000 | 4,806,000 | 8,418,000 | 11,985,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,486,000 | 3,198,000 | 5,520,000 | 8,277,000 |
| Income tax | 477,000 | 1,065,000 | 1,805,000 | 2,743,000 |
| Net income | 1,009,000 | 2,133,000 | 3,715,000 | 5,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,344,000 | 31,460,000 | 33,369,000 | 34,179,000 |
| Total capital | 32,036,000 | 35,120,000 | 37,093,000 | 37,762,000 |
| Risk-weighted assets | 215,187,000 | 312,458,000 | 313,668,000 | 308,126,000 |