Call reports 2025
FIDELITY BANK & TRUST — 2025
What FIDELITY BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,983,398,000 | 2,023,686,000 | 2,058,211,000 | 2,520,177,000 |
| Total loans | 1,358,653,000 | 1,379,683,000 | 1,402,724,000 | 1,806,615,000 |
| Allowance for loan losses | 18,592,000 | 18,697,000 | 18,623,000 | 18,654,000 |
| Securities available for sale | 430,281,000 | 436,617,000 | 441,482,000 | 460,965,000 |
| Securities held to maturity | 31,175,000 | 32,560,000 | 32,560,000 | 27,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,709,809,000 | 1,727,563,000 | 1,736,564,000 | 2,125,580,000 |
| Interest-bearing deposits | 1,463,158,000 | 1,477,516,000 | 1,486,721,000 | 1,780,157,000 |
| Noninterest-bearing deposits | 246,651,000 | 250,047,000 | 249,843,000 | 345,423,000 |
| Equity capital | 201,574,000 | 206,955,000 | 213,402,000 | 257,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 22,597,000 | 46,121,000 | 70,391,000 | 99,466,000 |
| Interest expense | 9,224,000 | 18,564,000 | 27,985,000 | 38,407,000 |
| Net interest income | 13,373,000 | 27,557,000 | 42,406,000 | 61,059,000 |
| Noninterest income | 1,422,000 | 3,042,000 | 4,128,000 | 7,307,000 |
| Noninterest expense | 9,138,000 | 18,363,000 | 28,019,000 | 39,814,000 |
| Provision for loan losses | 225,000 | 325,000 | 325,000 | 675,000 |
| Pretax income | 5,432,000 | 11,911,000 | 18,185,000 | 27,753,000 |
| Income tax | 1,030,000 | 2,305,000 | 3,473,000 | 5,429,000 |
| Net income | 4,402,000 | 9,606,000 | 14,712,000 | 22,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,380,000 | 187,724,000 | 188,970,000 | 215,691,000 |
| Total capital | 204,350,000 | 207,991,000 | 209,260,000 | 236,220,000 |
| Risk-weighted assets | 1,597,215,000 | 1,621,054,000 | 1,623,116,000 | 2,041,769,000 |