Call reports 2024
FIDELITY BANK & TRUST — 2024
What FIDELITY BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,896,797,000 | 1,903,351,000 | 1,915,253,000 | 1,959,673,000 |
| Total loans | 1,287,258,000 | 1,271,388,000 | 1,278,227,000 | 1,331,223,000 |
| Allowance for loan losses | 16,768,000 | 17,595,000 | 17,700,000 | 18,162,000 |
| Securities available for sale | 413,445,000 | 414,038,000 | 425,177,000 | 422,014,000 |
| Securities held to maturity | 31,280,000 | 31,175,000 | 31,175,000 | 31,175,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,620,923,000 | 1,655,164,000 | 1,648,396,000 | 1,702,840,000 |
| Interest-bearing deposits | 1,377,596,000 | 1,413,106,000 | 1,410,613,000 | 1,449,488,000 |
| Noninterest-bearing deposits | 243,327,000 | 242,058,000 | 237,783,000 | 253,352,000 |
| Equity capital | 184,060,000 | 183,925,000 | 197,796,000 | 193,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 20,211,000 | 41,692,000 | 63,200,000 | 85,373,000 |
| Interest expense | 8,576,000 | 17,782,000 | 27,236,000 | 36,537,000 |
| Net interest income | 11,635,000 | 23,910,000 | 35,964,000 | 48,836,000 |
| Noninterest income | 1,434,000 | 3,328,000 | 4,798,000 | 6,372,000 |
| Noninterest expense | 8,806,000 | 17,802,000 | 26,928,000 | 36,118,000 |
| Provision for loan losses | 200,000 | 3,800,000 | 3,900,000 | 3,900,000 |
| Pretax income | 4,064,000 | 5,537,000 | 9,835,000 | 15,365,000 |
| Income tax | 718,000 | 775,000 | 1,531,000 | 2,640,000 |
| Net income | 3,346,000 | 4,762,000 | 8,304,000 | 12,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,918,000 | 171,417,000 | 175,100,000 | 179,838,000 |
| Total capital | 184,311,000 | 190,163,000 | 194,092,000 | 199,456,000 |
| Risk-weighted assets | 1,497,823,000 | 1,499,085,000 | 1,518,937,000 | 1,569,146,000 |