Call reports 2023
FIDELITY BANK & TRUST — 2023
What FIDELITY BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,805,573,000 | 1,820,242,000 | 1,808,805,000 | 1,883,414,000 |
| Total loans | 1,193,194,000 | 1,174,718,000 | 1,211,752,000 | 1,256,587,000 |
| Allowance for loan losses | 15,967,000 | 19,277,000 | 19,579,000 | 16,561,000 |
| Securities available for sale | 403,030,000 | 408,329,000 | 402,381,000 | 423,576,000 |
| Securities held to maturity | 24,868,000 | 24,780,000 | 24,780,000 | 29,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,562,605,000 | 1,581,882,000 | 1,551,973,000 | 1,610,579,000 |
| Interest-bearing deposits | 1,303,761,000 | 1,331,983,000 | 1,309,241,000 | 1,349,335,000 |
| Noninterest-bearing deposits | 258,844,000 | 249,899,000 | 242,731,000 | 261,244,000 |
| Equity capital | 176,491,000 | 175,417,000 | 166,995,000 | 185,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,461,000 | 32,537,000 | 50,419,000 | 69,374,000 |
| Interest expense | 3,873,000 | 9,260,000 | 15,461,000 | 23,099,000 |
| Net interest income | 11,588,000 | 23,277,000 | 34,958,000 | 46,275,000 |
| Noninterest income | 1,502,000 | 2,830,000 | 4,116,000 | 5,824,000 |
| Noninterest expense | 8,168,000 | 16,234,000 | 24,999,000 | 33,110,000 |
| Provision for loan losses | 400,000 | 3,713,000 | 4,013,000 | 988,000 |
| Pretax income | 4,528,000 | 6,153,000 | 10,055,000 | 16,369,000 |
| Income tax | 838,000 | 972,000 | 1,667,000 | 2,950,000 |
| Net income | 3,690,000 | 5,181,000 | 8,388,000 | 13,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 159,281,000 | 159,913,000 | 162,260,000 | 164,432,000 |
| Total capital | 175,248,000 | 177,195,000 | 179,949,000 | 182,618,000 |
| Risk-weighted assets | 1,394,807,000 | 1,380,560,000 | 1,413,217,000 | 1,462,648,000 |