Call reports 2022
FIDELITY BANK & TRUST — 2022
What FIDELITY BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,725,724,000 | 1,712,432,000 | 1,718,482,000 | 1,784,652,000 |
| Total loans | 1,048,236,000 | 1,081,963,000 | 1,134,252,000 | 1,185,401,000 |
| Allowance for loan losses | 12,685,000 | 13,290,000 | 13,844,000 | 15,302,000 |
| Securities available for sale | 389,370,000 | 406,477,000 | 398,114,000 | 399,789,000 |
| Securities held to maturity | 15,818,000 | 19,798,000 | 22,973,000 | 24,868,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,517,659,000 | 1,520,622,000 | 1,517,168,000 | 1,564,557,000 |
| Interest-bearing deposits | 1,249,020,000 | 1,253,002,000 | 1,243,958,000 | 1,274,008,000 |
| Noninterest-bearing deposits | 268,639,000 | 267,620,000 | 273,210,000 | 290,549,000 |
| Equity capital | 178,449,000 | 169,442,000 | 161,783,000 | 169,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,212,000 | 23,949,000 | 37,298,000 | 52,832,000 |
| Interest expense | 1,047,000 | 1,969,000 | 3,127,000 | 5,516,000 |
| Net interest income | 10,165,000 | 21,980,000 | 34,171,000 | 47,316,000 |
| Noninterest income | 1,670,000 | 3,070,000 | 4,556,000 | 6,256,000 |
| Noninterest expense | 7,819,000 | 15,720,000 | 23,928,000 | 31,211,000 |
| Provision for loan losses | 400,000 | 1,000,000 | 1,550,000 | 3,000,000 |
| Pretax income | 3,649,000 | 8,363,000 | 13,161,000 | 19,341,000 |
| Income tax | 664,000 | 1,588,000 | 2,569,000 | 3,755,000 |
| Net income | 2,985,000 | 6,775,000 | 10,592,000 | 15,586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,620,000 | 150,051,000 | 152,509,000 | 156,644,000 |
| Total capital | 160,305,000 | 163,341,000 | 166,353,000 | 171,946,000 |
| Risk-weighted assets | 1,249,057,000 | 1,300,691,000 | 1,341,949,000 | 1,390,005,000 |