Call reports 2021
FIDELITY BANK & TRUST — 2021
What FIDELITY BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,598,716,000 | 1,631,319,000 | 1,613,737,000 | 1,658,656,000 |
| Total loans | 902,264,000 | 894,099,000 | 881,267,000 | 978,227,000 |
| Allowance for loan losses | 11,616,000 | 11,876,000 | 12,031,000 | 12,251,000 |
| Securities available for sale | 307,170,000 | 335,243,000 | 345,653,000 | 364,630,000 |
| Securities held to maturity | 14,523,000 | 14,523,000 | 15,923,000 | 15,818,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,400,093,000 | 1,422,069,000 | 1,398,567,000 | 1,445,285,000 |
| Interest-bearing deposits | 1,154,456,000 | 1,171,104,000 | 1,155,653,000 | 1,179,282,000 |
| Noninterest-bearing deposits | 245,637,000 | 250,965,000 | 242,914,000 | 266,003,000 |
| Equity capital | 176,939,000 | 182,898,000 | 187,154,000 | 185,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 10,581,000 | 20,779,000 | 30,933,000 | 49,627,000 |
| Interest expense | 1,364,000 | 2,575,000 | 3,653,000 | 4,699,000 |
| Net interest income | 9,217,000 | 18,204,000 | 27,280,000 | 44,928,000 |
| Noninterest income | 2,778,000 | 7,460,000 | 13,093,000 | 6,894,000 |
| Noninterest expense | 7,240,000 | 14,926,000 | 22,567,000 | 29,954,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 500,000 |
| Pretax income | 4,755,000 | 10,488,000 | 17,803,000 | 21,615,000 |
| Income tax | 1,007,000 | 2,181,000 | 3,781,000 | 4,518,000 |
| Net income | 3,748,000 | 8,307,000 | 14,022,000 | 17,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,737,000 | 133,173,000 | 139,024,000 | 138,736,000 |
| Total capital | 140,353,000 | 145,049,000 | 151,055,000 | 150,987,000 |
| Risk-weighted assets | 1,006,682,000 | 1,025,311,000 | 1,052,829,000 | 1,175,289,000 |