Call reports 2020
FIDELITY BANK & TRUST — 2020
What FIDELITY BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,360,691,000 | 1,448,082,000 | 1,467,968,000 | 1,519,781,000 |
| Total loans | 924,571,000 | 936,226,000 | 917,590,000 | 888,588,000 |
| Allowance for loan losses | 10,541,000 | 11,219,000 | 11,655,000 | 11,607,000 |
| Securities available for sale | 189,926,000 | 200,011,000 | 226,110,000 | 265,068,000 |
| Securities held to maturity | 20,294,000 | 14,029,000 | 13,789,000 | 17,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,165,482,000 | 1,245,857,000 | 1,261,120,000 | 1,317,207,000 |
| Interest-bearing deposits | 1,000,552,000 | 1,048,185,000 | 1,054,980,000 | 1,089,067,000 |
| Noninterest-bearing deposits | 164,930,000 | 197,672,000 | 206,140,000 | 228,140,000 |
| Equity capital | 171,950,000 | 175,068,000 | 177,093,000 | 179,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,606,000 | 24,585,000 | 35,918,000 | 46,506,000 |
| Interest expense | 2,602,000 | 4,838,000 | 6,684,000 | 8,201,000 |
| Net interest income | 10,004,000 | 19,747,000 | 29,234,000 | 38,305,000 |
| Noninterest income | 1,331,000 | 3,293,000 | 5,402,000 | 8,813,000 |
| Noninterest expense | 6,849,000 | 13,898,000 | 21,059,000 | 28,931,000 |
| Provision for loan losses | 300,000 | 1,000,000 | 1,500,000 | 1,700,000 |
| Pretax income | 5,433,000 | 9,389,000 | 13,324,000 | 17,734,000 |
| Income tax | 1,146,000 | 1,956,000 | 2,727,000 | 3,619,000 |
| Net income | 4,287,000 | 7,433,000 | 10,597,000 | 14,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,615,000 | 122,148,000 | 124,198,000 | 126,353,000 |
| Total capital | 131,156,000 | 133,367,000 | 135,853,000 | 137,960,000 |
| Risk-weighted assets | 1,094,647,000 | 1,020,660,000 | 1,002,834,000 | 1,016,389,000 |