Call reports 2019
FIDELITY BANK & TRUST — 2019
What FIDELITY BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 821,022,000 | 832,233,000 | 1,204,722,000 | 1,373,920,000 |
| Total loans | 622,701,000 | 626,975,000 | 846,943,000 | 909,210,000 |
| Allowance for loan losses | 8,916,000 | 8,987,000 | 9,808,000 | 10,476,000 |
| Securities available for sale | 84,270,000 | 77,188,000 | 163,015,000 | 198,567,000 |
| Securities held to maturity | 17,793,000 | 17,793,000 | 17,563,000 | 20,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 701,501,000 | 713,561,000 | 1,013,740,000 | 1,179,455,000 |
| Interest-bearing deposits | 616,346,000 | 625,171,000 | 877,347,000 | 1,002,847,000 |
| Noninterest-bearing deposits | 85,155,000 | 88,390,000 | 136,393,000 | 176,608,000 |
| Equity capital | 93,988,000 | 95,281,000 | 156,845,000 | 169,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,049,000 | 16,211,000 | 36,486,000 | 52,277,000 |
| Interest expense | 1,697,000 | 3,556,000 | 7,308,000 | 10,814,000 |
| Net interest income | 6,352,000 | 12,655,000 | 29,178,000 | 41,463,000 |
| Noninterest income | 445,000 | 1,204,000 | 3,540,000 | 5,459,000 |
| Noninterest expense | 4,017,000 | 8,126,000 | 18,872,000 | 27,043,000 |
| Provision for loan losses | 200,000 | 300,000 | 925,000 | 925,000 |
| Pretax income | 2,621,000 | 5,596,000 | 13,407,000 | 19,453,000 |
| Income tax | 520,000 | 1,134,000 | 2,762,000 | 3,878,000 |
| Net income | 2,101,000 | 4,462,000 | 10,645,000 | 15,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,954,000 | 73,819,000 | 106,479,000 | 118,942,000 |
| Total capital | 81,790,000 | 82,806,000 | 116,287,000 | 129,418,000 |
| Risk-weighted assets | 706,827,000 | 720,707,000 | 980,653,000 | 1,075,921,000 |