Call reports 2018
FIDELITY BANK & TRUST — 2018
What FIDELITY BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 800,072,000 | 811,338,000 | 816,306,000 | 819,071,000 |
| Total loans | 602,119,000 | 604,283,000 | 610,328,000 | 618,890,000 |
| Allowance for loan losses | 8,260,000 | 8,658,000 | 8,861,000 | 8,714,000 |
| Securities available for sale | 91,436,000 | 88,515,000 | 88,082,000 | 87,390,000 |
| Securities held to maturity | 18,108,000 | 18,108,000 | 17,883,000 | 17,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 667,092,000 | 676,321,000 | 667,464,000 | 700,114,000 |
| Interest-bearing deposits | 582,452,000 | 590,170,000 | 580,142,000 | 608,361,000 |
| Noninterest-bearing deposits | 84,640,000 | 86,151,000 | 87,322,000 | 91,753,000 |
| Equity capital | 107,477,000 | 108,596,000 | 109,207,000 | 92,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,502,000 | 15,554,000 | 23,309,000 | 31,315,000 |
| Interest expense | 1,108,000 | 2,368,000 | 3,815,000 | 5,441,000 |
| Net interest income | 6,394,000 | 13,186,000 | 19,494,000 | 25,874,000 |
| Noninterest income | 639,000 | 1,271,000 | 1,873,000 | 2,566,000 |
| Noninterest expense | 3,830,000 | 7,784,000 | 11,820,000 | 15,882,000 |
| Provision for loan losses | 100,000 | 550,000 | 775,000 | 1,100,000 |
| Pretax income | 3,103,000 | 6,123,000 | 8,772,000 | 11,458,000 |
| Income tax | 606,000 | 1,210,000 | 1,705,000 | 2,255,000 |
| Net income | 2,497,000 | 4,913,000 | 7,067,000 | 9,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,386,000 | 88,555,000 | 89,462,000 | 72,101,000 |
| Total capital | 95,646,000 | 97,159,000 | 98,210,000 | 80,815,000 |
| Risk-weighted assets | 692,299,000 | 688,323,000 | 699,732,000 | 703,509,000 |